Invest in New Zealand property - from Australia.

Yes - in most cases this is done in two parts. An Australian lender releases equity from your Australian property (this becomes your deposit and renovation fund), and a New Zealand bank lends the balance against the New Zealand property, assessing your Australian income.

We're property coaches, not mortgage brokers, so we don't arrange lending ourselves. What we do is introduce you to a trans-Tasman mortgage broker who structures this every week, and get your numbers confirmed before you look at a single property.

Generally, yes. New Zealand lenders assess Australian income for servicing, converted into NZ dollars (some apply a buffer to the exchange rate). Policies differ from lender to lender, which is exactly why we start every Australian client with a broker conversation rather than a property search.

As a working guide, our Australian clients typically bring the equivalent of around 30% of the purchase price plus a renovation fund, usually released from equity in their Australian property. For a single-home Accelerate project that's roughly AUD$150,000+ of usable equity; multi-unit Boardroom projects need considerably more.

Some New Zealand lenders will accept a lower contribution depending on your income position and the quality of the property. Your broker confirms the exact figure for your situation.

In most cases, no - not directly. Buying residential property through super involves self-managed super fund rules and borrowing restrictions that are outside what we do, and we don't provide financial advice. If super is your main source of capital, speak with your accountant or a licensed financial adviser before assuming it's available. Most of our Australian clients fund their New Zealand purchase from home equity instead.

If you're an Australian tax resident, Australia generally taxes your worldwide income - so New Zealand rental income and any gain on sale usually need to be declared in Australia, with credits for tax already paid in New Zealand where applicable. New Zealand itself has no general capital gains tax, but it does have bright-line and property-trading rules, and your visa or residency status can change the picture.

We are not tax advisers. We introduce every Australian client to an accountant who works across both systems, and we recommend getting that advice before you buy.

It depends on your circumstances on both sides of the Tasman - there's no universal answer. Lending is broadly similar across structures, so the decision is mainly a tax and asset-protection one, best made with a New Zealand-based accountant and lawyer who understand Australian residents. We help you get that advice lined up before you sign anything.

Both - but cashflow comes first. Every property is chosen so it's cashflow-positive from day one after the renovation, verified in due diligence before you go unconditional. The renovation creates the equity uplift at the same time. In practice we push whichever side of your balance sheet is weaker: if you're short on cashflow, we solve that first; if you're short on equity, we prioritise the uplift.

No. Our model is buy, renovate, rent, refinance and hold. Holding is what compounds: the renovated property pays you every week, and the released equity funds the next deal. Selling quickly in New Zealand can also bring bright-line or property-trading tax treatment into play. Some properties can be split into separate titles later as a second-round value-add - but that's a hold strategy, not a flip.

Almost anywhere except Auckland and Queenstown - that's where the yield is. We have Power Teams in all regions from Whangārei to Dunedin, and 90% of our clients already invest somewhere they don't live. We don't publish a target-town list (it moves with the market and our deal flow), but we'll talk specifics on your call.

Yes. Around 20% of our clients live overseas and the model is built for distance: deal sourcers bring opportunities to you, local Power Teams handle inspections, renovation and tenanting, and you approve the decisions with full information. If you'd rather not be involved day to day, the Hands-Free option means we run the entire project and you simply own the result.

No. We are paid only by you, our client. We take no commissions, kickbacks or referral fees from builders, trades, brokers, agents or anyone else we introduce you to - so the advice you get is the advice we'd give ourselves.

Typically 3-6 months from offer to rent-ready. Lending pre-approval on both sides usually takes a few weeks, sourcing depends on your criteria and the market, and the renovation itself is generally 4-8 weeks once you've settled. You don't need to fly over at any point - most Australian clients never see the property until it's finished, if at all.

Knowing your usable equity is the sensible first step - it tells you what you can buy and what to say no to, before you get emotionally attached to a property. We don't give lending advice, but we can connect you with a broker who works across both countries so the Australian equity release and the New Zealand purchase lending are planned together, not in isolation.